INTERNATIONAL HEALTH TRAVEL INSURANCE WORLDWIDE
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                              Max Bupa Heartbeat Platinum


                              Heartbeat Platinum

                              You deserve complete peace of mind and nothing but the highest level of service. With the Heartbeat Platinum Health Plan, you get just that. A comprehensive cover along with a host of other benefits and services to ensure smooth sailing at every step.With a host of product features and services, the Heartbeat Platinum health plan covers you against unforeseen medical expenses along with a range of services to help you take care of your health. Some of its key features include:

                              You have an option to insure yourself or your family for Rs. 15 lakh, Rs. 20 lakh and Rs. 50 lakh

                              Second e-opinion services: Please contact us if you wish to obtain a second opinion.

                              Relationship Managers - Our representative will personally attend to your claims.

                              The plan also includes several 
                              Maternity Benefits - Medical Expenses for the delivery of a child under family floater policy (refer to product comparison table for details on sub-limits).

                              Our 
                              24/7 Healthline has been put in place to offer you access to health advice when you need it, whenever you need it.

                              Family Care Benefits: We cover specified vaccination expenses for children until they have completed 12 years of age. We will also cover expenses for nutrition and growth consulting provided for your child during a visit for such vaccination.

                              We believe in 
                              Direct Servicing- All claims are processed directly by our own customer services team.

                              You can 
                              Save on tax by availing tax benefit under Section 80D of the Indian Income Tax Act 1961. (Tax benefits are subject to changes in the tax laws, please consult your tax advisor for more details)

                              We provide you with 
                              Cashless Facility across range of network hospitals.
                              The policy covers reasonable and customary expenses incurred towards medical treatment taken during the Policy Period for an Illness or an Accident (refer to our sales brochure for more details). The plan comes with the following benefits: 

                              In-patient TreatmentHospital Accommodation: Reasonable and Customary charges for Hospital accommodation. 

                              Pre & Post hospitalization Medical Expenses: Medical Expenses incurred due to Illness up to 30 days period immediately before an Insured Person’s admission to a hospital and 60 days immediately after an Insured Person’s discharge from a Hospital. 

                              Health Checkup: We will pick up the cost of your health check-up arranged by us through our empanelled service providers and as per your plan eligibility. For further reference, please refer to our Product Benefit Table.

                              Relationship Managers: We may assign at our discretion, our representative who will personally attend to your claims, thereby ensuring a hassle-free experience.

                              Health Relationship Program: You are eligible for our Health Relationship Program if the Policy is renewed with us without any break. Under this program, you are eligible for health services and products with a market value of up-to 10% of your renewal premium. 

                              24/7 Healthline:
                               This facility has been put in place to offer you access to health advice when you need it.

                              Direct Servicing – All claims are processed directly by our own customer services team

                              Day Care Procedures: We pay for Medical Expenses for Day Care Procedures when you, as an in-patient undertake procedures for a period of less than 24 hours in a hospital. However, such a procedure should not be in the outpatient department of the Hospital.

                              Domiciliary Treatment: We pay for medical treatment taken at home, which would otherwise have required hospitalization, if on the advice of the attending medical practitioner, the patient cannot be transferred to a hospital or a bed in the hospital is unavailable.

                              Maternity Benefits: Medical Expenses for the delivery of a child are covered under the family floater policy, if you have paid 3 continuous annual premiums. However, there is a sub-limit on maternity expenses as shown in the Product Comparison Table.

                              New Born Baby: The new born baby will be covered as an insured person from birth. We also cover vaccination expenses of the new born baby until the new born baby completes one year.  

                              Family Care Benefits: Specified Vaccination expenses for children until they have completed 12 years are covered. We will also cover expenses for nutrition and growth consulting provided for the child during a visit for such vaccination.
                              Second E-Opinion  for a life threatening medical condition.

                              Organ Donor: We will pay medical expenses for an organ donor’s treatment for the harvesting of the organ. 

                              Emergency ambulance: We will cover ambulance expenses to transfer the policyholder following an emergency to the nearest hospital. Please take a look at the Product Benefits Table for all Out-Of-Network claims.


                              Heartbeat Silver
                              Heartbeat Gold
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